Head of Product / Technical Underwriter
Remote (UK)
£75,000 - £125,000 + Bonus + Benefits
Build a Product. Shape a Portfolio. Drive Growth
The Opportunity
Our client has ambitious plans to launch and scale a new insurance proposition and is seeking an entrepreneurial underwriting professional to play a pivotal role in its development. Whether you're currently operating as a Head of Product, Technical Underwriter, or a highly respected Senior Underwriter looking for a broader strategic remit, this opportunity offers the chance to build something meaningful from the ground up. Created as part of a strategic growth initiative, this is a rare opportunity to help develop a new product, influence underwriting strategy, and shape a profitable portfolio from inception. This role would suit someone who combines strong technical underwriting expertise with commercial flair, broker market credibility and a genuine passion for building profitable books of business.
The Role
Working closely with senior leadership, you will:
- Take full ownership of new product from idea to trading.
- Identify new markets and opportunities to build underwriting proposition.
- Develop business case for new products including year 1-5 financial projections.
- Develop underwriting authority frameworks & work with capacity partners to secure approvals.
- Design policy coverage, risk and compliance + wordings + progress distribution strategy.
- Support portfolio performance after launch and make any necessary adjustments.
Essential Criteria
We're particularly keen to speak with individuals who can demonstrate:
- 5-10+ years of commercial underwriting experience.
- Experience operating as a Head of Underwriting, Senior Technical Underwriter or Senior Underwriter.
- Strong understanding of delegated underwriting authority.
- Proven expertise in portfolio management, exposure management and loss ratio performance.
- Strong commercial distribution knowledge and experience developing broker-led growth strategies.
- Ability to create business plans, revenue forecasts and growth projections.
- Established broker relationships and a strong network across the UK market.
- Excellent presentation, communication and stakeholder management skills.
- Entrepreneurial mindset with the ability to identify opportunities and drive profitable growth.
- Commercial credibility to engage with brokers, MGA partners, capacity providers and senior leadership teams.
Preferred Background
Experience within one or more of the following areas would be highly advantageous:
- Commercial Combined
- Cyber
- Financial Lines
- Management Liability
- Professional Indemnity
- Directors & Officers (D&O)
- Other specialist commercial lines products
Please note: this role is less suited to individuals whose experience has been predominantly focused on Property or Motor classes.
Why Apply?
This is not a replacement hire. The role has been created because the business wants to develop a new product offering and requires a commercially minded senior underwriting expert to help drive that vision.
Success in this role will come from more than technical underwriting ability. The most important factors are:
✅ Understanding of loss ratios and underwriting profitability
✅ Strong exposure management capability
✅ Commercial distribution and broker market expertise
✅ Ability to develop business plans and revenue projections
✅ Entrepreneurial thinking and growth mindset
✅ Credibility and confidence when presenting to brokers and senior stakeholders
For underwriting professionals who want genuine influence, autonomy and the opportunity to build a successful proposition from the ground up, this is an exceptional opportunity.
If you think you are suitable for this role, then please click 'APPLY' now!
Recruitment Note:
Due to the unprecedented volume of response, we are currently receiving, regrettably we are no longer able to respond to every application individually. If you have not heard back from us within 5 days, please assume your application for this role has been unsuccessful. We do read each CV carefully and if the situation changes or another potentially suitable role becomes active, we will be back in contact